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/* SGA / Future finance — shared art direction */
:root{--navy:#080e18;--ink:#eef4fa;--copper:#72f4da;--paper:#101b29;--line:#253446;--muted:#a0afc1;--mint:#72f4da;--blue:#8da9ff;--surface:#101a28;color-scheme:dark}body{background:#080e18;color:var(--ink);font-family:Arial,'Helvetica Neue',sans-serif}body:before{content:'';position:fixed;inset:0;background:radial-gradient(ellipse at 90% 3%,#174c5828,transparent 45%),radial-gradient(ellipse at 5% 65%,#283b7820,transparent 48%);pointer-events:none;z-index:-1}header{position:relative;height:102px;border-bottom:1px solid #ffffff0b;background:#0a111bd9;padding:0 6%;z-index:4;backdrop-filter:blur(20px)}.brand b{font-family:Arial,sans-serif;font-weight:800;letter-spacing:-2px;font-size:42px}.brand b span{color:var(--mint)}.brand small{color:#b6c4d4;letter-spacing:.2px;font-size:12px}nav{background:#ffffff04;border:1px solid #ffffff0a;padding:10px 23px;border-radius:99px;font-size:14px;gap:27px}nav a{color:#b8c4d3}nav a:hover{color:var(--mint)}.header-cta{padding:10px 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6%;padding:27px 0;border-top:1px solid #ffffff13;border-bottom:1px solid #ffffff13;color:#93a7bb;font-size:13px}.intro-strip b{font-size:16px;font-weight:500;color:#d4e0ec}.intro-strip span:before{color:var(--mint)}.section{padding:95px 6%}h2{font-size:clamp(31px,3.1vw,47px);font-weight:600;letter-spacing:-1.4px}.section-heading .eyebrow{margin-bottom:16px}.section-heading p{color:#9cabbe;font-size:16px}.section-heading{margin-bottom:43px}.service-grid{border:0;gap:18px;align-items:start}.service-card{position:relative;padding:34px;border-radius:22px;border:1px solid #3546578c;background:linear-gradient(140deg,#162332bd,#0d1622);overflow:hidden;min-height:380px;transition:transform .35s,border-color .35s,background .35s}.service-card:before{content:'';height:140px;width:140px;position:absolute;left:-55px;top:-55px;border:1px solid #72f4da12;border-radius:50%;box-shadow:0 0 0 25px #72f4da03,0 0 0 50px 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1fr}.calc-inputs{padding:44px;background:#111c2a;gap:30px}.calc-inputs label{color:#b5c5d4}.input-unit{margin-top:10px;background:#091420;border:1px solid #334656;border-radius:12px;padding:12px 16px}.input-unit:focus-within{border-color:var(--mint);box-shadow:0 0 0 3px #72f4da0a}.input-unit input{font-size:30px;color:#f2f7fc;outline:none!important;box-shadow:none!important}.input-unit span{color:#a6b9c9}.calc-note{font-size:13px;color:#9caec0}.calc-result{background:radial-gradient(ellipse at 50% 25%,#163f493d,transparent 70%),#0b1522;padding:30px 44px}.result-kicker{display:block;font-size:11px!important;letter-spacing:1.5px!important;color:#81b3bd!important;margin-bottom:23px}.calc-result>strong{font-size:67px;font-weight:600;letter-spacing:-2px;color:var(--mint)}.calc-result>span{color:#a8c0d2}.breakdown{margin:20px 0 30px}.breakdown>div+div{border-color:#354858}.breakdown small{color:#94aebe}.breakdown b{font-size:21px}.cost-bar{height:8px;background:#5574b0}.cost-bar i{background:linear-gradient(90deg,#68c5dc,var(--mint));transition:width .4s}.legend{color:#a2ecd9}.legend span+span{color:#a7bce7}.pale{color:#c5ffe9;background:#72f4da0d;border:1px solid #72f4da35}.pale:hover{background:#72f4da1a;color:white}.schedule{padding:17px 24px;border:1px solid #34465580;border-radius:14px;color:#b5c8d8;background:#101b28}th{background:#172637;color:#dbe8f3}td{color:#b0c3d4}th,td{border-color:#2a3b4e}.process{background:radial-gradient(ellipse at 95% 80%,#16334930,transparent 50%);gap:95px}.process h2{font-size:49px}.process p{color:#9badc1}.process li{padding:25px 0;border-color:#273548}.process li>span{font-family:Arial,sans-serif;font-size:14px;width:44px;height:44px;display:grid;place-content:center;flex-shrink:0;border:1px solid #72f4da27;background:#72f4da04;border-radius:12px;color:var(--mint)}.process h3{font-size:21px}.process li p{font-size:15px}.faq{border-top:1px solid #ffffff0b}.faq details{border:1px solid #2b3c5080;border-radius:13px;background:#101a28;padding:20px 25px;margin-bottom:12px}.faq details[open]{border-color:#72f4da45;background:#12222e}.faq summary{font-size:17px}.faq summary:after{color:var(--mint)}.faq p{color:#a8bbcd}.contact{position:relative;margin:0 6% 75px;padding:55px 5%;border-radius:26px;border:1px solid #476d754f;background:radial-gradient(ellipse at 90% 0,#244b553b,transparent 60%),linear-gradient(110deg,#10222e,#111c2b);gap:70px;overflow:hidden}.contact h2{font-size:47px}.contact p{color:#a7bdca}.phone{font-family:Arial,sans-serif;font-size:31px;letter-spacing:-1px;color:#d1fff5;border-color:#72f4da4a}.contact form{align-content:center}.contact label{color:#aec2d2}.contact input,.contact select{border:1px solid #39536480;border-radius:9px;background:#08162280;margin-top:8px;padding:12px 14px;font-size:16px;color:#eef4fa}.contact input::placeholder{color:#7992a6}.contact form>small{color:#94aebf}.contact input:focus,.contact select:focus{outline:1px solid var(--mint);outline-offset:0}.contact option{background:#0b1623}.contact button{border-radius:9px}footer{background:#060b12;border-top:1px solid #1b2a3b;padding-top:42px}.footer-top p{color:#a0b4c6}.footer-bottom{border-color:#1e2c3c;color:#8199ad}.floating-wa{background:#12222ceb;color:#c1ffec;border:1px solid #72f4da40;backdrop-filter:blur(18px);box-shadow:0 10px 30px #0005;font-size:13px}.article-hero{background:radial-gradient(ellipse at 80% 0,#25445555,transparent 60%),#0b1420;border-bottom:1px solid #30455660;padding:66px 10% 78px}.article-hero>a,.article-hero>span{color:#8bd8cc}.article-hero h1{font-weight:600;letter-spacing:-2px}.article-hero>p{color:#a8bacb}.article-layout h2{font-size:28px}.article-layout article p{color:#aabccc}.article-layout aside{background:linear-gradient(140deg,#182d3a,#101a28);border:1px solid #36546680;border-radius:20px}.article-layout aside p{color:#a7bdce}.article-layout aside .button{gap:10px}.aside-link{color:#a5e8de}.source{border-color:#293e4e}.source a{color:#9edbd2}.calc-page>h1{background:#0b121e;color:#99acbe}.privacy p{color:#aabccc}.privacy a{color:var(--mint)}.skip{background:#10222e;color:white}.hero-copy{animation:arrive .8s ease-out both}.hero-image{animation:arrive 1.1s ease-out both}.service-card,.calc-shell,.contact{scroll-margin-top:40px}@keyframes arrive{from{opacity:0;translate:0 18px}to{opacity:1;translate:0 0}}@media(min-width:1600px){.hero h1{font-size:86px}}@media(max-width:1100px){nav{gap:18px;padding:10px 17px}.hero h1{font-size:60px}.hero-copy{padding-right:11.3%}.hero-glass{width:225px;right:-22px;padding:21px 18px;gap:14px}.hero-glass b{font-size:20px}.hero-image{height:525px}.hero{min-height:700px}.hero-actions{gap:18px}.hero-actions .button{padding:15px 18px}.service-card{padding:27px}.contact{gap:40px}.calc-result{padding-inline:30px}.process{gap:50px}}@media(max-width:760px){header{padding:18px 6% 10px;height:auto;gap:16px;background:#0a111b}.brand b{font-size:34px}.brand small{font-size:11px}nav{border:0;border-top:1px solid #ffffff0b;border-radius:0;background:none;margin:0;padding:14px 0 0;gap:25px;font-size:13px}.header-cta{font-size:13px;padding:9px 16px;min-width:123px}.hero{grid-template-columns:1fr;padding-bottom:30px;min-height:auto}.hero-copy{padding:43px 6% 24px}.hero-copy>.eyebrow{font-size:11px;margin-bottom:23px}.hero h1{font-size:clamp(45px,10.8vw,65px);line-height:1.15;letter-spacing:-2.4px}.hero-copy>p{font-size:16px;margin-bottom:28px}.hero-actions{gap:22px}.hero-actions .button{font-size:14px;padding:15px 19px}.hero-caption{font-size:11px;margin-top:28px;gap:12px}.hero-caption span+span:before{padding-left:10px}.hero-image{height:400px;margin:20px 9% 34px 9%;width:auto}.hero-image img{inset:16px 0 14px 0;width:100%;height:calc(100% - 30px);border-radius:90px 20px 20px 20px;object-position:center 60%;transform:rotate(-2deg)}.hero-image:after{inset:16px 0 14px 0;border-radius:90px 20px 20px 20px;transform:rotate(-2deg)}.hero-glass{right:-14px;top:37px;width:210px;padding:16px;gap:13px;border-radius:13px}.hero-glass small{font-size:10px}.hero-glass b{font-size:19px;margin:8px 0 12px}.hero-glass div>span{font-size:11px}.glass-icon{width:29px;height:29px;font-size:20px}.image-note{left:15px;bottom:39px;padding:0 16px}.image-note p{font-size:23px;margin-bottom:11px}.image-note small{display:none}.image-note>span{font-size:8px}.visual-label{font-size:8px;letter-spacing:1.7px;top:-6px}.hero-index{left:9%;bottom:24px;font-size:8px}.intro-strip{margin:0 6%;padding:23px 0;font-size:11px;gap:11px 18px}.intro-strip b{font-size:15px}.section{padding:60px 6%}.section-heading{margin-bottom:30px}.section-heading p{font-size:15px}.service-grid{gap:13px}.service-card,.service-card:nth-child(2),.service-card:nth-child(3){margin:0;min-height:0;padding:28px;border-radius:18px}.service-card h3{margin-top:19px;font-size:26px}.service-card p{margin-top:12px}.card-link{margin-top:13px}.calc-shell{border-radius:20px;grid-template-columns:1fr}.calc-inputs{padding:27px;gap:22px}.input-unit{padding:12px}.input-unit input{font-size:26px}.calc-result{padding:28px}.calc-result>strong{font-size:57px}.calc-note{font-size:12px}.result-kicker{margin-bottom:18px}.schedule{padding:15px;font-size:13px}.process,.faq{gap:30px}.process h2,.contact h2{font-size:37px}.process li{gap:18px}.process li>span{width:37px;height:37px;font-size:13px}.process h3{font-size:19px}.faq details{padding:18px}.faq summary{font-size:16px}.contact{margin:0 5% 50px;padding:33px 7%;border-radius:22px;gap:30px}.contact form{grid-template-columns:1fr;gap:17px}.contact label{grid-column:1/-1}.contact p{font-size:16px}.contact input,.contact select{margin-top:5px}.contact .phone{font-size:29px}.footer-top{gap:18px}.footer-bottom{font-size:12px;gap:15px}.floating-wa{font-size:12px}.article-hero{padding:40px 6% 47px}.article-hero h1{font-size:38px;letter-spacing:-1.5px}.article-hero>p{font-size:18px}.article-layout article p{font-size:17px}.article-layout aside{position:static}.article-layout{gap:30px}.article-layout h2{font-size:26px}.calc-page>h1{padding-top:30px}.calc-page .calculator{padding-top:30px}}@media(prefers-reduced-motion:reduce){.hero-copy,.hero-image{animation:none}*{scroll-behavior:auto!important;transition:none!important}}

/* Scroll choreography / SGA */
header{position:sticky;top:0;transition:background .3s,box-shadow .3s;z-index:20}.has-scrolled header{background:#08101aeF;box-shadow:0 10px 45px #0004}.motion-on header:after{content:'';position:absolute;bottom:0;right:0;height:2px;width:100%;transform:scaleX(var(--reading-progress,0));transform-origin:right;background:linear-gradient(90deg,#779eff,#72f4da);pointer-events:none}.motion-on .scroll-reveal{opacity:0;translate:0 38px;transition:opacity .8s ease var(--reveal-delay,0ms),translate .85s cubic-bezier(.16,1,.3,1) var(--reveal-delay,0ms)}.motion-on .scroll-reveal.is-visible,.motion-on .scroll-reveal:focus-within{opacity:1;translate:0 0}.motion-on .hero-image img{transform:translateY(var(--hero-shift,0px)) rotate(-3deg) scale(var(--image-scale,1));will-change:transform}.motion-on .hero-image:after{transform:translateY(var(--hero-shift,0px)) rotate(-3deg) scale(var(--image-scale,1))}.motion-on .hero-glass{translate:0 var(--glass-shift,0px);will-change:translate}.motion-on .hero-image .image-note{translate:0 var(--glass-shift,0px)}.motion-on .hero:before{transform:translateY(calc(var(--hero-shift,0px) * -.4))}.motion-on .service-card{transform:translateY(var(--card-drift,0px));transition:opacity .8s,translate .85s cubic-bezier(.16,1,.3,1),border-color .3s,box-shadow .3s}.motion-on .service-card:hover{border-color:#72f4da90;box-shadow:0 18px 70px #16373d55}.service-card .card-link i{transition:transform .35s,background .35s}.service-card:hover .card-link i{transform:rotate(-45deg);background:#72f4da22}.calculator{position:relative}.calculator:before{content:'';position:absolute;top:0;left:6%;right:6%;height:1px;background:linear-gradient(90deg,transparent,#72f4da65,transparent)}.process{align-items:start}.process>div{position:sticky;top:150px}.process ol{position:relative;padding-right:30px}.process ol:before,.process ol:after{content:'';position:absolute;top:10px;bottom:25px;right:0;width:2px;background:#25394a}.process ol:after{background:linear-gradient(#8aaeff,#72f4da);transform:scaleY(var(--step-progress,.33));transform-origin:top;transition:transform .7s}.process li{min-height:220px;align-items:center;padding:35px 18px;border:0;border-radius:18px;transition:background .5s}.process li:first-child{padding-top:35px}.process li>span{transition:background .5s,color .5s,box-shadow .5s}.motion-on .process li.step-active{background:linear-gradient(100deg,#72f4da03,#72f4da0c)}.motion-on .process li.step-active>span{background:#72f4da;color:#10242b;box-shadow:0 0 30px #72f4da25}.contact{box-shadow:0 -30px 100px #21485812}.button{position:relative;overflow:hidden}.button:after{content:'';position:absolute;inset:-80%;background:linear-gradient(100deg,transparent 40%,#ffffff25 50%,transparent 60%);transform:translateX(80%) rotate(15deg);transition:transform .65s;pointer-events:none}.button:hover:after{transform:translateX(-80%) rotate(15deg)}.article-layout aside{top:130px}@media(max-width:760px){header{position:relative}.has-scrolled header{box-shadow:none}.motion-on .scroll-reveal{translate:0 22px;transition-duration:.65s}.motion-on .scroll-reveal.is-visible{translate:0 0}.motion-on .hero-image img{transform:translateY(var(--hero-shift,0px)) rotate(-2deg) scale(var(--image-scale,1))}.motion-on .hero-image:after{transform:translateY(var(--hero-shift,0px)) rotate(-2deg) scale(var(--image-scale,1))}.process>div{position:static}.process ol{padding-right:20px}.process li,.process li:first-child{min-height:155px;padding:22px 12px}.process li p{font-size:14px}.article-layout aside{position:static}.hero{overflow:hidden}}@media(prefers-reduced-motion:reduce){header{transition:none}.motion-on .scroll-reveal,.scroll-reveal{opacity:1;translate:none!important;transition:none!important}.hero-image img,.hero-image:after{will-change:auto!important}.hero-glass,.hero-image .image-note{translate:none!important;will-change:auto!important}.process>div{position:static}.process ol:after{transform:none}.button:after{display:none}.service-card{transform:none!important}}@media print{header{position:static}.scroll-reveal{opacity:1!important;translate:none!important}.process>div{position:static}}

/* SGA light banking direction — original branded adaptation */
:root{--navy:#101351;--ink:#141852;--copper:#0872fa;--paper:#f5f7fc;--line:#e0e6f1;--muted:#606887;--mint:#086df2;--blue:#0872fa;--surface:#fff;color-scheme:light}body{background:#f7f8fc;color:#161b53}body:before{background:radial-gradient(ellipse at 20% 20%,#e8edff70,transparent 55%)}header,.has-scrolled header{background:#f8f9ffed;border-color:#e4e8f4;box-shadow:none;height:84px;padding-inline:4%}.has-scrolled header{box-shadow:0 4px 25px #1717610a}.brand b{color:#101560}.brand b span{color:#0872fa}.brand small{color:#515d83}nav{background:#f0f2fa;border-color:#e3e7f3}nav a{color:#252957}nav a:hover{color:#006aef}.header-cta{background:#086df2;border:1px solid #086df2;border-radius:10px;color:white}.header-cta span{color:white}.motion-on header:after{background:linear-gradient(90deg,#1413a1,#0b82ff)}.hero{min-height:660px;padding:55px 0 30px;grid-template-columns:49% 51%;background:linear-gradient(120deg,#f3f5ff,#f9faff);overflow:visible}.hero:before{background:none;inset:0 0 auto 5%;height:100%;border-radius:0 0 80px 0;background:linear-gradient(145deg,#eeeff800, #e5e9f650)}.hero-copy{padding:30px 12% 75px 9%;text-align:right;align-self:center}.hero-copy>.eyebrow{border:0;padding:0;background:none;font-size:13px;color:#0771f4;margin-bottom:20px}.hero h1{font-size:clamp(42px,4vw,62px);line-height:1.18;letter-spacing:-1.8px;color:#151855}.hero h1 em{background:none;-webkit-text-fill-color:#086df2;color:#086df2}.hero-copy>p{color:#4b557c;font-size:18px}.hero-actions{gap:20px}.button{background:#086df2;color:#fff;box-shadow:0 5px 18px #0872fa18;border-radius:10px;font-weight:500}.button:hover{background:#0756ce;color:#fff;box-shadow:0 10px 28px #0872fa25}.text-link{color:#0968dc;border-color:#a7c7f1}.hero-caption{color:#697695}.hero-caption span+span:before{color:#8ca1cb}.hero-image{height:525px;margin:0 0 48px 0;overflow:hidden;border-radius:65px 0 0 0;background:#075af0;isolation:isolate}.hero-image img,.motion-on .hero-image img{inset:0;width:100%;height:100%;border:0;border-radius:0;object-position:center 54%;filter:saturate(.95) brightness(.91);transform:translateY(calc(var(--hero-shift,0px) * .3)) scale(1.07)}.hero-image:after,.motion-on .hero-image:after{inset:0;border-radius:0;transform:none;background:linear-gradient(0deg,#05195b95,transparent 60%),linear-gradient(100deg,#086df215,transparent)}.image-orbit,.visual-label,.hero-index{display:none}.hero-glass{top:30px;right:25px;width:235px;transform:none;background:#ffffffed;border:1px solid #fff;border-radius:18px;color:#19225b;box-shadow:0 15px 40px #09185520}.hero-glass:hover{transform:translateY(-4px)}.hero-glass small{color:#536b90}.hero-glass b{font-size:21px;color:#1a245e}.hero-glass div>span{color:#0872fa}.glass-icon{background:#e7f1ff;border-color:#d2e6ff;color:#0872fa}.image-note{left:35px;bottom:40px;border-color:#cce3ff;color:white}.image-note small{color:white}.image-note>span{color:#d9e8ff}.image-note p{font-size:27px}.intro-strip{position:relative;z-index:4;margin:-56px 8.5% 0;padding:30px 4%;border:1px solid #fff;border-radius:22px;background:#ffffffed;box-shadow:0 25px 50px #21236514;color:#596787;backdrop-filter:blur(18px);align-items:center;gap:20px}.intro-strip b{color:#1c255d;font-weight:500}.intro-strip span:before{color:#0872fa}.eyebrow,.eyebrow.light{color:#0872fa}.section{padding:85px 8.5%}.section-heading p{color:#626d8c}h2{font-size:40px;letter-spacing:-1px;color:#141954}.service-grid{gap:23px}.service-card,.service-card:nth-child(2),.service-card:nth-child(3),.service-card+.service-card{border:1px solid white;background:linear-gradient(145deg,#fff,#fbfcff);border-radius:21px;box-shadow:0 22px 40px #222d7112;min-height:350px;padding:32px}.service-card:nth-child(2){margin-top:34px}.service-card:nth-child(3){margin-top:68px}.service-card:before{border-color:#daeaff;box-shadow:0 0 0 25px #eef5ff55,0 0 0 50px #f1f7ff55}.service-card h3{color:#075fda;font-size:27px;font-weight:600}.card-num{color:#4884d0}.service-card>b{color:#293860}.service-card p{color:#5f6f8c}.card-link{color:#0872fa}.card-link i{color:#0872fa;background:#edf5ff;border-color:#cce1fb}.motion-on .service-card:hover,.service-card:hover{background:white;border-color:#c3d9ff;box-shadow:0 25px 55px #13287820}.service-card:hover .card-link i{background:#dbeaff}.calculator{background:linear-gradient(180deg,#eef3fd,#f8faff);border-color:#e7ebf6}.calculator:before{background:linear-gradient(90deg,transparent,#adcaff,transparent)}.calc-shell{border:1px solid white;border-radius:24px;box-shadow:0 25px 65px #26358512;grid-template-columns:1fr 1fr}.calc-inputs{background:#ffffff;padding:40px}.calc-inputs label{color:#344269}.input-unit{background:#f7f9fd;border:1px solid #dfe7f4}.input-unit input{color:#154897}.input-unit span{color:#54709c}.input-unit:focus-within{border-color:#0872fa;box-shadow:0 0 0 3px #0872fa10}.calc-note{color:#687795}.calc-result{background:linear-gradient(135deg,#0758dc,#0a35b0);color:white}.result-kicker{color:#c9e3ff!important}.calc-result>span{color:#e2eeff}.calc-result>strong{color:white}.breakdown small{color:#cee1ff}.breakdown b{color:white}.breakdown>div+div{border-color:#ffffff38}.cost-bar{background:#8aabff}.cost-bar i{background:#fff}.legend{color:#fff}.legend span+span{color:#d7e2ff}.pale{color:#095dd8;background:#fff;border:1px solid white}.pale:hover{background:#eaf3ff;color:#0849b4}.schedule{background:#fff;border-color:#e3eafa;color:#425e8c;box-shadow:0 10px 25px #23388307}th{background:#edf3ff;color:#2d4a7b}td{color:#4e6589}th,td{border-color:#e1e8f2}.process{background:#f9faff;border-block:1px solid #edf0f9;gap:70px}.process h2{font-size:43px}.process p{color:#667491}.process li>span{color:#0872fa;border-color:#d6e6ff;background:#edf5ff}.process h3{color:#1b2a63}.motion-on .process li.step-active{background:linear-gradient(100deg,#fff,#eaf2ff);box-shadow:0 12px 40px #18297108}.motion-on .process li.step-active>span{background:#0872fa;color:white;box-shadow:0 0 25px #0872fa20}.process ol:before{background:#dbe6f8}.process ol:after{background:linear-gradient(#075af0,#79baff)}.faq{border-color:#e5ebf5}.faq details{background:white;border:1px solid #eef1f9;box-shadow:0 9px 25px #1c286209;border-radius:15px}.faq details[open]{background:#fff;border-color:#bcd8ff}.faq summary{color:#243464}.faq summary:after{color:#0872fa}.faq p{color:#61728e}.contact{margin:0 8.5% 75px;padding:52px 5%;background:linear-gradient(125deg,#eaf2ff,#f5f8ff);border:1px solid white;box-shadow:0 25px 60px #14236c0d;gap:65px}.contact h2{color:#142458;font-size:43px}.contact p{color:#5b6e8d}.phone{color:#0868e8;border-color:#a9cbff}.contact label{color:#435b7f}.contact input,.contact select{background:#ffffffd9;border-color:#d9e3f2;color:#273c69}.contact input::placeholder{color:#7a8ba9}.contact form>small{color:#617494}.contact option{background:white;color:#182855}footer{background:#edf1fa;color:#26385f;border-color:#e1e7f4}.footer-top p{color:#607393}.footer-bottom{color:#5f7090;border-color:#d7e0ef}.floating-wa{background:#fff;color:#075bcf;border-color:#dae8fd;box-shadow:0 10px 35px #152a611b}.article-hero{background:linear-gradient(120deg,#eaf2ff,#f8faff);border-color:#e2eafb}.article-hero>a,.article-hero>span{color:#1765c7}.article-hero h1{color:#19245f}.article-hero>p{color:#526a8e}.article-layout article p{color:#556b8b}.article-layout aside{background:#fff;border-color:#edf0fa;box-shadow:0 20px 50px #1d2b7410}.article-layout aside h3{color:#1263cf}.article-layout aside p{color:#607696}.aside-link,.source a{color:#0872fa}.source{border-color:#dce5f4}.calc-page>h1{background:#eef3fd;color:#526a8c}.privacy p{color:#526a8c}.privacy a{color:#0872fa}.skip{background:white;color:#086df2}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline-color:#0872fa}@media(max-width:1100px){.hero-copy{padding-right:12%;padding-left:6%}.hero h1{font-size:48px}.hero-image{height:490px}.hero{min-height:610px}.intro-strip{margin-inline:6%;padding:25px 3%}.section{padding:70px 6%}.service-card{padding:25px}.contact{margin-inline:6%;gap:40px}}@media(max-width:760px){header,.has-scrolled header{height:auto;position:relative;padding:15px 6% 10px;background:#f8faff}.header-cta{font-size:13px}.brand b{font-size:34px}nav{background:none;border-top:1px solid #e2e8f4;padding-top:12px;font-size:13px}.hero{padding:0 0 32px;grid-template-columns:1fr;min-height:auto;overflow:hidden}.hero-copy{padding:34px 7% 25px;text-align:right}.hero-copy>.eyebrow{margin-bottom:17px;font-size:12px}.hero h1{font-size:43px;line-height:1.16;letter-spacing:-1.5px;margin-bottom:21px}.hero-copy>p{font-size:16px;margin-bottom:24px}.hero-actions{gap:20px}.hero-actions .button{font-size:14px;padding:14px 18px}.hero-caption{margin-top:25px;font-size:11px}.hero-image{height:350px;margin:15px 0 20px 7%;border-radius:42px 0 0 0}.hero-glass{top:18px;right:18px;width:205px;padding:16px;gap:12px}.hero-glass b{font-size:18px}.hero-glass small{font-size:10px}.hero-glass div>span{font-size:11px}.image-note{left:22px;bottom:28px}.image-note p{font-size:23px}.intro-strip{margin:-35px 6% 0;padding:23px;border-radius:17px;gap:12px 19px;display:flex;flex-wrap:wrap}.intro-strip b{font-size:15px;width:100%}.intro-strip span{font-size:11px}.section{padding:52px 6%}h2{font-size:32px}.service-grid{gap:16px}.service-card,.service-card:nth-child(2),.service-card:nth-child(3){margin:0;min-height:0;padding:27px}.service-card h3{font-size:25px}.calc-shell{grid-template-columns:1fr}.calc-inputs{padding:27px}.calc-result{padding:30px 26px}.process{gap:30px}.process h2,.contact h2{font-size:35px}.process>div{position:static}.contact{margin:0 6% 50px;padding:33px 7%;gap:30px}.contact .phone{font-size:28px}.contact form{gap:16px}.article-hero{padding:35px 6% 45px}.article-hero h1{font-size:35px}.article-layout{gap:30px}.article-layout aside{position:static}.footer-top{gap:20px}.floating-wa{font-size:12px}}

.menu-toggle{display:none}#main-nav a[aria-current="page"]{color:#075bd5;font-weight:700}@media(max-width:760px){header,.has-scrolled header{position:sticky;top:0;z-index:30;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px;padding:12px 5%;min-height:76px;height:auto;background:#f9fbff;box-shadow:0 3px 18px #182a5e0a}header>.brand{order:0;align-items:flex-start}header .brand b{font-size:30px;line-height:1}header .brand small{font-size:10px;margin-top:4px}header>.header-cta{order:1;min-width:0;min-height:44px;padding:10px 13px;margin-right:auto;gap:8px;font-size:13px;white-space:nowrap}header>.header-cta span{display:none}.nav-ready .menu-toggle{order:2;display:flex;align-items:center;justify-content:center;gap:7px;min-height:44px;min-width:84px;padding:9px 11px;border:1px solid #d3e1f7;border-radius:10px;background:#fff;color:#184989;cursor:pointer;font-size:14px}.menu-symbol{font-size:21px;line-height:1}.menu-toggle[aria-expanded="true"]{background:#eaf2ff;border-color:#96bffc}header>#main-nav{order:3;width:100%;max-width:100%;display:flex;flex-direction:column;gap:5px;white-space:normal;overflow:auto;padding:12px;border:1px solid #e0e8f5;border-radius:16px;background:#fff;box-shadow:0 20px 50px #1328601c;max-height:calc(100dvh - 100px);overscroll-behavior:contain}.nav-ready header>#main-nav{position:absolute;top:calc(100% + 7px);left:5%;right:5%;width:auto;margin:0}.nav-ready header>#main-nav:not(.is-open){display:none}header>#main-nav a{display:flex;align-items:center;justify-content:space-between;min-height:54px;width:100%;padding:13px 16px;border-radius:10px;font-size:17px;font-weight:500;color:#253f6c;line-height:1.5;text-align:right}header>#main-nav a:after{content:'←';font-size:18px;color:#497dc3;margin-right:18px}header>#main-nav a:hover,header>#main-nav a:focus-visible{background:#edf4ff;color:#075fd5}header>#main-nav a[aria-current="page"]{background:#eaf2ff;color:#075fd5;font-weight:700}html{scroll-padding-top:100px}}@media(max-width:360px){header,.has-scrolled header{padding-inline:4%;gap:8px}header>.header-cta{padding-inline:10px;font-size:12px}.nav-ready .menu-toggle{min-width:76px;padding-inline:9px;font-size:13px}header .brand b{font-size:27px}header .brand small{font-size:9px}}@media(prefers-reduced-motion:reduce){.menu-toggle{transition:none}}

/* Original SGA architecture, blue-white banking palette. */
:root{color-scheme:light;--ink:#17255f;--muted:#566b8e;--copper:#086dfa;--mint:#086dfa}body{background:#f8faff}header,.has-scrolled header{background:#f8fbffed}.estate-hero{position:relative;isolation:isolate;min-height:840px;height:calc(100svh - 84px);max-height:1080px;background:radial-gradient(ellipse at 27% 48%,#dceaff 0%,#eef5ff 42%,#f9fbff 78%);overflow:hidden}.estate-copy{position:absolute;z-index:4;top:15%;right:6%;max-width:46%;pointer-events:none}.estate-copy .eyebrow{font-size:13px;letter-spacing:1px;color:#096ce7;margin-bottom:25px}.estate-copy h1{font-size:clamp(60px,6.5vw,108px);line-height:1.03;letter-spacing:-4px;font-weight:600;color:#151c58;margin:0 0 28px}.estate-copy h1 em{font-style:normal;color:#0872fa}.estate-copy p{font-size:19px;line-height:1.85;color:#52698c;margin:0 0 30px}.estate-actions{display:flex;align-items:center;gap:24px;flex-wrap:wrap;pointer-events:auto}.estate-actions .button{color:white;background:#086dfa;border:1px solid #086dfa;font-size:15px;padding:16px 22px;border-radius:10px;box-shadow:0 10px 30px #0872fa20}.estate-actions .button:hover{background:#0559d0}.estate-actions>a:not(.button){font-size:14px;color:#1766ca;border-bottom:1px solid #adcafa;padding:9px 0}.estate-visual{position:absolute;inset:0 auto 60px -12%;width:78%;z-index:2}.estate-fallback{position:absolute;inset:12% 8%;width:84%;height:74%;object-fit:cover;border-radius:36px}.estate-visual.is-live .estate-fallback{opacity:0;pointer-events:none}#estate-canvas{position:absolute;inset:0}#estate-canvas canvas{display:block;touch-action:pan-y;cursor:grab;width:100%;height:100%}#estate-canvas canvas:active{cursor:grabbing}.estate-controls{position:absolute;bottom:20px;left:20%;right:15%;display:flex;justify-content:center;align-items:center;gap:13px;flex-wrap:wrap;z-index:5}.estate-controls[hidden]{display:none}.estate-controls>span{font-size:12px;color:#6682a7}.estate-controls button{min-height:40px;border-radius:8px;border:1px solid #cadcf5;padding:8px 12px;background:#ffffffbf;color:#3b66a0;font-size:11px;cursor:pointer}.estate-controls button:hover{background:#fff;border-color:#74adf4}.estate-bottom{position:absolute;z-index:5;bottom:25px;left:6%;right:6%;border-top:1px solid #cfddf0;padding-top:21px;display:flex;align-items:center;gap:40px;color:#5a779e;font-size:12px}.estate-bottom>a{margin-right:auto;color:#1266d4}.estate-bottom>span+span:before{content:'+';color:#0872fa;margin-left:35px}.estate-hero+.intro-strip{margin-top:0;border-radius:0;background:#fff;border:0;border-bottom:1px solid #e0e9f8;box-shadow:none;margin-inline:6%;padding:25px 0}.service-card,.service-card:nth-child(2),.service-card:nth-child(3){padding:33px}.service-card:before{background:none}.service-card h3{color:#0866de}.calc-result{background:linear-gradient(130deg,#096dfa,#123eb4)}@media(max-width:1050px){.estate-copy{max-width:46%;top:18%}.estate-copy h1{font-size:65px}.estate-copy p{font-size:17px}.estate-actions{gap:18px}.estate-actions .button{font-size:14px}.estate-visual{left:-17%;width:85%}.estate-hero{min-height:760px}.estate-controls{left:24%;right:16%}.estate-controls>span{width:100%;text-align:center}.estate-bottom{gap:25px}}@media(max-width:760px){header,.has-scrolled header{background:#f9fbff}.estate-hero{height:auto;min-height:0;max-height:none;padding:35px 0 0;background:radial-gradient(ellipse at 50% 65%,#dcecff,#f7faff 70%)}.estate-copy{position:relative;inset:auto;max-width:none;padding:0 6%;pointer-events:auto}.estate-copy .eyebrow{font-size:11px;margin-bottom:20px;letter-spacing:.6px}.estate-copy h1{font-size:clamp(47px,12vw,68px);letter-spacing:-2px;line-height:1.07;margin-bottom:20px}.estate-copy p{font-size:16px;line-height:1.8;margin-bottom:22px}.estate-actions{gap:18px}.estate-actions .button{font-size:13px;padding:14px 17px;gap:15px}.estate-actions>a:not(.button){font-size:12px}.estate-visual{position:relative;inset:auto;width:116%;height:480px;margin-right:-8%;margin-top:-5px}.estate-fallback{inset:10%;width:80%;height:75%;border-radius:24px}.estate-controls{left:12%;right:12%;bottom:10px;gap:9px}.estate-controls>span{font-size:11px;width:100%}.estate-controls button{min-height:38px;font-size:11px;padding:8px 12px}.estate-bottom{position:relative;inset:auto;margin:15px 6% 0;padding:21px 0;gap:12px 20px;flex-wrap:wrap;font-size:11px}.estate-bottom>span+span:before{margin-left:15px}.estate-bottom>a{margin-right:0;display:block;width:100%;margin-top:5px}.estate-hero+.intro-strip{margin-top:0}.service-card,.service-card:nth-child(2),.service-card:nth-child(3){padding:28px}}

.object-scene{position:relative;isolation:isolate;display:grid;grid-template-columns:42% 58%;min-height:680px;background:linear-gradient(120deg,#e9f3ff,#f9fbff);overflow:hidden;border-block:1px solid #e6eef9}.object-copy{position:relative;align-self:center;padding:60px 14% 60px 5%;z-index:3}.object-copy .eyebrow{font-size:12px;letter-spacing:1px;margin-bottom:27px}.object-copy h2{font-size:clamp(34px,3.3vw,53px);line-height:1.16;letter-spacing:-1.5px;font-weight:500;color:#17235c}.object-copy h2 em{font-style:normal;color:#076af0}.object-copy p{font-size:17px;color:#526c8c;line-height:1.95;margin:26px 0;max-width:430px}.object-link{display:inline-flex;align-items:center;gap:28px;padding:10px 0;border-bottom:1px solid #9cc4fc;color:#0968de;font-size:15px}.object-link span{font-size:22px}.object-art{position:relative;min-width:0;overflow:hidden;min-height:680px;isolation:isolate}.object-art:before{content:'';position:absolute;inset:14% 12%;border:1px solid #bdd5f94a;border-radius:50%;transform:rotate(-20deg);box-shadow:0 0 0 45px #b2d1fc08,0 0 0 90px #b2d1fc05}.object-word{position:absolute;top:8%;left:8%;font-size:clamp(80px,10vw,165px);color:#086af008;letter-spacing:-7px;font-weight:800;line-height:1;pointer-events:none;transform:translateX(var(--word-travel,0px))}.object-cutout{position:absolute;width:110%;max-width:none;height:86%;object-fit:contain;top:7%;left:-4%;filter:drop-shadow(0 25px 25px #14375f12);transform:translate3d(var(--object-travel,0px),var(--object-rise,0px),0) rotate(var(--object-rotate,0deg)) scale(var(--object-scale,1));will-change:transform;pointer-events:none}.object-tag{position:absolute;bottom:13%;right:15%;display:flex;flex-direction:column;gap:6px;padding:17px 22px;border:1px solid #fff;border-radius:12px;background:#ffffffdf;color:#215694;box-shadow:0 14px 40px #1d416b10;backdrop-filter:blur(12px);transform:translate3d(0,var(--tag-rise,0px),0);z-index:2}.object-tag span{font-size:12px;color:#6688b3}.object-tag strong{font-size:17px;font-weight:500}.object-key{direction:ltr;background:linear-gradient(135deg,#f9fcff,#e8f1ff)}.object-key>.object-copy,.object-key>.object-art{direction:rtl}.object-key .object-copy{padding:60px 7% 60px 14%}.object-key .object-art:before{inset:19% 19%;border-color:#a9cafd66}.object-key .object-cutout{width:95%;height:90%;top:4%;left:2%}.object-key .object-tag{right:auto;left:12%;bottom:16%}.object-key .object-word{top:12%;left:10%;color:#065dee09}@media(max-width:1050px){.object-scene{min-height:600px;grid-template-columns:45% 55%}.object-art{min-height:600px}.object-copy h2{font-size:35px}.object-copy p{font-size:16px}.object-tag{right:8%;bottom:10%}}@media(max-width:760px){.object-scene{display:flex;flex-direction:column;min-height:0}.object-copy,.object-key .object-copy{padding:43px 7% 0}.object-copy .eyebrow{font-size:11px;margin-bottom:19px}.object-copy h2{font-size:33px;line-height:1.17;letter-spacing:-1px}.object-copy p{font-size:16px;line-height:1.8;margin:20px 0;max-width:none}.object-link{font-size:14px;gap:25px}.object-art{height:385px;min-height:385px;width:100%;margin-top:5px}.object-cutout{width:110%;height:87%;top:3%;left:-5%}.object-word{font-size:95px;top:9%;left:10%;letter-spacing:-5px}.object-tag{bottom:11%;right:13%;padding:12px 17px;border-radius:10px}.object-tag span{font-size:11px}.object-tag strong{font-size:15px}.object-key .object-cutout{width:91%;height:96%;top:-1%;left:5%}.object-key .object-tag{bottom:12%;left:12%}.object-art:before{inset:15% 16%}.object-key .object-word{font-size:90px}.object-key{direction:rtl}}@media(prefers-reduced-motion:reduce){.object-cutout,.object-word,.object-tag{transform:none!important;will-change:auto}}@media print{.object-cutout,.object-word,.object-tag{transform:none!important}}

html{direction:rtl}body{text-align:right}header .brand img,footer .brand img{width:86px;height:86px;object-fit:contain;background:#fff;border-radius:4px}header{gap:24px}#main-nav{gap:24px}#main-nav a{font-size:16px}.footer-bottom{flex-wrap:wrap;gap:18px}footer{padding-bottom:110px}.office-hours{font-size:16px}.service-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.privacy section{margin-bottom:42px}.privacy p{line-height:1.95}.architecture-hero{position:relative;display:grid;grid-template-columns:44% 56%;min-height:740px;background:#fff;overflow:hidden}.architecture-copy{padding:110px 12% 110px 7%;align-self:center;z-index:2}.architecture-copy h1{font-size:clamp(42px,4.2vw,68px);line-height:1.16;letter-spacing:-1.5px;font-weight:500;color:#142957;margin:25px 0}.architecture-copy h1 em{color:#0067da;font-style:normal}.architecture-copy p{font-size:19px;color:#466080;line-height:1.9}.architecture-actions{display:flex;flex-wrap:wrap;gap:24px;align-items:center;margin:32px 0}.architecture-actions>a:not(.button){color:#1261bc;border-bottom:1px solid #8fb2db;padding:9px 0}.architecture-photo{position:relative;overflow:hidden;margin:30px 0 30px 30px;border-radius:4px 4px 100px 4px;min-height:620px}.architecture-photo img{position:absolute;width:100%;height:110%;max-width:none;object-fit:cover;object-position:32% center;top:-5%;transform:translateY(var(--photo-shift,0px)) scale(1.04)}.architecture-photo:after{content:'';position:absolute;inset:60% 0 0;background:linear-gradient(transparent,#102f54aa)}.architecture-caption{position:absolute;bottom:55px;right:40px;color:white;font-size:30px;z-index:1}.architecture-note{display:flex;flex-wrap:wrap;gap:15px;color:#476080;font-size:14px;margin-top:50px}.architecture-note span+span{border-right:1px solid #bed0e7;padding-right:15px}.architecture-scroll{position:absolute;bottom:32px;right:5.3%;font-size:14px;color:#526d92}.floating-wa{display:flex!important;position:fixed;left:20px;right:auto;bottom:calc(20px + env(safe-area-inset-bottom));z-index:45;background:#087b46!important;color:white!important;border-radius:40px;padding:16px 23px;min-height:52px;font-size:15px;box-shadow:0 8px 28px #00331c30}.accessibility-open{position:fixed;right:20px;bottom:calc(20px + env(safe-area-inset-bottom));z-index:45;border:1px solid #fff;background:#124f9c;color:#fff;border-radius:30px;min-height:52px;padding:12px 20px;cursor:pointer;font-size:15px}#accessibility-panel{direction:rtl;text-align:right;border:1px solid #c3d5ed;border-radius:22px;padding:24px;width:min(430px,calc(100% - 28px));max-height:85dvh;overflow:auto;color:#162c50;background:#fff;box-shadow:0 25px 100px #16325844}#accessibility-panel::backdrop{background:#10264377}.accessibility-head{display:flex;align-items:center;justify-content:space-between;gap:15px}.accessibility-head h2{font-size:23px;margin:0}.accessibility-head button{font-size:28px;min-width:44px}.accessibility-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:18px 0}#accessibility-panel button{min-height:48px;background:#eef5ff;color:#173e72;border:1px solid #c7d9f2;border-radius:10px;padding:10px;cursor:pointer}#accessibility-panel button[aria-pressed=true]{background:#164f96;color:#fff}#accessibility-panel>a{display:block;margin-top:22px;color:#1456a7;text-decoration:underline}.a11y-links a{text-decoration:underline!important;text-underline-offset:4px}.a11y-font body,.a11y-font body *{font-family:Arial,sans-serif!important}.a11y-contrast body,.a11y-contrast section,.a11y-contrast article,.a11y-contrast aside,.a11y-contrast header,.a11y-contrast footer,.a11y-contrast nav,.a11y-contrast .service-card,.a11y-contrast .calc-inputs,.a11y-contrast .calc-result{background:#fff!important;color:#111!important}.a11y-contrast h1,.a11y-contrast h2,.a11y-contrast h3,.a11y-contrast p,.a11y-contrast label,.a11y-contrast small,.a11y-contrast summary{color:#111!important}.a11y-contrast a:not(.button):not(.floating-wa){color:#003c93!important}.a11y-contrast .architecture-caption{background:#fff;color:#111;padding:10px}.a11y-motion *{animation:none!important;transition:none!important;scroll-behavior:auto!important}.a11y-motion .object-cutout,.a11y-motion .object-word,.a11y-motion .object-tag,.a11y-motion .architecture-photo img{transform:none!important}.a11y-motion .reveal{opacity:1!important;transform:none!important}*:focus-visible{outline:3px solid #f09219!important;outline-offset:4px}main{scroll-margin-top:110px}.skip:focus{z-index:100}
@media(max-width:1050px){.architecture-copy{padding-inline:10% 6%}.architecture-hero{grid-template-columns:48% 52%}.architecture-copy h1{font-size:47px}#main-nav{gap:15px}.service-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:760px){header .brand img{width:64px;height:64px}header>.header-cta{display:none}.architecture-hero{display:flex;flex-direction:column;min-height:0}.architecture-copy{padding:48px 7% 30px;width:100%}.architecture-copy h1{font-size:43px;letter-spacing:-1px;margin:20px 0}.architecture-copy p{font-size:17px}.architecture-actions{gap:20px;margin-bottom:24px}.architecture-note{margin-top:25px;font-size:14px;gap:10px}.architecture-photo{margin:0 5% 65px;min-height:380px;border-radius:4px 4px 65px 4px}.architecture-caption{bottom:30px;right:25px;font-size:24px}.architecture-scroll{bottom:24px;right:7%}.service-grid{grid-template-columns:1fr}.floating-wa{left:12px;font-size:14px;padding:12px 17px}.accessibility-open{right:12px;padding:12px 16px}.article-hero h1{overflow-wrap:anywhere}.contact{gap:32px}.footer-top{flex-wrap:wrap}}@media(prefers-reduced-motion:reduce){.architecture-photo img{transform:none}}@media print{.accessibility-open,.floating-wa,#accessibility-panel{display:none!important}}

/* Repeat the same staircase for every service row. */
@media(min-width:1051px){.service-grid{align-items:start;row-gap:28px}.service-grid>.service-card:nth-child(3n+1){margin-top:0}.service-grid>.service-card:nth-child(3n+2){margin-top:34px}.service-grid>.service-card:nth-child(3n){margin-top:68px}}
@media(min-width:761px) and (max-width:1050px){.service-grid{align-items:start;row-gap:24px}.service-grid>.service-card:nth-child(2n+1){margin-top:0}.service-grid>.service-card:nth-child(2n){margin-top:28px}}
@media(max-width:760px){.service-grid>.service-card:nth-child(n){margin-top:0}}
.lenders{position:relative;z-index:3;margin:-24px auto 0;width:84%;border:1px solid #edf2fa;background:#fff;border-radius:22px;box-shadow:0 18px 42px #1937690c;padding:16px 0 20px;overflow:hidden}.lenders-heading{display:flex;align-items:center;justify-content:space-between;gap:15px;padding:0 25px 12px}.lenders-heading h2{font-size:14px;color:#526987;font-weight:500;margin:0}.lenders-heading button{background:transparent;border:1px solid #d8e3f1;border-radius:20px;color:#385b86;padding:8px 14px;min-height:40px;font-size:13px;cursor:pointer}.lenders-window{overflow:hidden;direction:ltr;mask-image:linear-gradient(to right,transparent,#000 4%,#000 96%,transparent)}.lenders-track{display:flex;width:max-content;animation:lenders-drift 90s linear infinite;will-change:transform}.lenders-group{display:flex;gap:20px;align-items:center;padding:0 10px;flex-shrink:0;list-style:none;margin:0}.lender-logo{display:flex;align-items:center;justify-content:center;width:160px;height:78px;flex-shrink:0;background:white;border:1px solid #edf1f7;border-radius:12px;padding:14px 18px}.lender-logo img{display:block;max-width:100%;max-height:100%;width:124px;height:50px;object-fit:contain;object-position:center}.lenders:hover .lenders-track,.lenders:focus-within .lenders-track,.lenders.is-paused .lenders-track{animation-play-state:paused}.a11y-motion .lenders-track{animation:none!important;transform:none!important}.a11y-motion .lenders-window{overflow-x:auto;mask-image:none}.a11y-motion .lenders-group[aria-hidden=true]{display:none}@keyframes lenders-drift{to{transform:translateX(-50%)}}@media(max-width:760px){.lenders{width:90%;margin:-25px auto 0;border-radius:17px}.lenders-heading{padding-inline:15px}.lenders-heading h2{font-size:13px}.lender-logo{width:132px;height:70px;padding:12px 15px}.lenders-group{gap:14px;padding-inline:7px}.lender-logo img{width:102px;height:44px}}@media(prefers-reduced-motion:reduce){.lenders-track{animation:none}.lenders-window{overflow-x:auto;mask-image:none}.lenders-group[aria-hidden=true]{display:none}#lenders-pause{display:none}}@media print{.lenders-track{animation:none}.lenders-group{flex-wrap:wrap}.lenders-track{width:auto}.lenders-group[aria-hidden=true],#lenders-pause{display:none}}
.guides-menu{position:relative}.guides-menu>summary{cursor:pointer;font-size:16px;color:#233a5a;list-style:none;min-height:44px;display:flex;align-items:center;gap:8px}.guides-menu>summary:after{content:'⌄'}.guides-dropdown{position:absolute;top:100%;right:-130px;display:grid;grid-template-columns:1fr 1fr;gap:5px;width:620px;max-height:70dvh;overflow:auto;background:white;border:1px solid #dfe8f6;border-radius:18px;padding:15px;box-shadow:0 15px 45px #12326325;z-index:60}#main-nav .guides-dropdown a{white-space:normal;padding:10px 12px;font-size:15px;border-radius:8px;line-height:1.5;min-height:44px}#main-nav .guides-dropdown a:hover{background:#eef5ff}.reading-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.reading-card{display:flex;flex-direction:column;align-items:flex-start;padding:30px;background:#fff;border:1px solid #e1eaf6;border-radius:18px;color:#233c61}.reading-card>span{font-size:14px;color:#1673bd}.reading-card h3{font-size:24px;line-height:1.4;margin:20px 0 15px}.reading-card p{font-size:16px;line-height:1.8;color:#566d8a}.reading-card b{margin-top:auto;padding-top:22px;font-size:15px;color:#075dbd}.article-toc{position:static;display:flex;flex-wrap:wrap;border:1px solid #dbe7f5;border-radius:12px;padding:18px;gap:15px;background:#f3f8ff;margin-bottom:32px}.article-toc a{font-size:15px;color:#135ba7}.article-layout article section{scroll-margin-top:120px}.hero-house-stage{position:relative;min-width:0;min-height:650px;align-self:stretch;background:radial-gradient(ellipse,#eef6ff,white 72%);overflow:hidden}.hero-house-image{position:absolute;inset:15% 0 auto;width:100%;height:76%;object-fit:contain;transform:translateY(var(--photo-shift,0px));animation:house-hover 9s ease-in-out infinite}.house-bubble{position:absolute;z-index:2;background:#fff;color:#175aa3;border:1px solid #dbe8f9;border-radius:20px;padding:16px 22px;font-size:17px;box-shadow:0 12px 35px #224d7717;animation:bubble-hover 7s ease-in-out infinite}.bubble-one{top:17%;right:6%}.bubble-two{top:29%;left:4%;animation-delay:-2s}.bubble-three{bottom:19%;right:3%;animation-delay:-4s}.bubble-four{bottom:12%;left:12%;animation-delay:-1s}.house-terms{position:absolute;bottom:22px;left:5%;right:5%;text-align:center;color:#657a95;font-size:12px}@keyframes house-hover{50%{translate:0 -12px;rotate:.6deg}}@keyframes bubble-hover{50%{translate:0 -8px}}.a11y-motion .hero-house-image{transform:none!important}.a11y-motion .house-bubble,.a11y-motion .hero-house-image{animation:none!important}@media(max-width:1050px){.reading-grid{grid-template-columns:repeat(2,minmax(0,1fr))}#main-nav{gap:10px}.house-bubble{font-size:15px;padding:13px 16px}.guides-dropdown{right:-240px}}@media(max-width:760px){.reading-grid{grid-template-columns:1fr}.reading-card{padding:25px}.guides-menu{width:100%}.guides-menu>summary{min-height:54px;padding:13px 16px;font-size:17px}.guides-dropdown{position:static;width:100%;max-height:none;display:flex;flex-direction:column;box-shadow:none;padding:6px;border-radius:10px}#main-nav .guides-dropdown a{font-size:15px}.hero-house-stage{min-height:430px;width:100%;margin-bottom:35px}.hero-house-image{top:12%;height:80%}.house-bubble{font-size:13px;padding:10px 12px;border-radius:13px}.bubble-one{top:9%;right:5%}.bubble-two{top:22%;left:3%}.bubble-three{bottom:22%;right:3%}.bubble-four{bottom:13%;left:4%}.house-terms{bottom:3px;font-size:12px}.article-toc{flex-direction:column;align-items:flex-start}}@media(prefers-reduced-motion:reduce){.hero-house-image,.house-bubble{animation:none!important;transform:none!important}}
/* Align the disclosure label with every other navigation item. */
#main-nav{align-items:center}#main-nav>.guides-menu{margin:0;padding:0;border:0;background:transparent;box-shadow:none;align-self:center}#main-nav>.guides-menu>summary{margin:0;padding:0;line-height:1.5;height:44px;min-height:44px;display:flex;align-items:center}#main-nav>a{display:flex;align-items:center;min-height:44px;line-height:1.5}#main-nav>.guides-menu:not([open])>.guides-dropdown{display:none}.lenders-heading{justify-content:flex-end}.hero-house-image{animation:none;translate:none;rotate:none;transform:translate3d(var(--house-x,0px),var(--house-y,0px),0) rotate(var(--house-turn,0deg)) scale(var(--house-scale,1));transform-origin:50% 70%;will-change:transform}.house-bubble{transform:translateY(var(--bubble-shift,0px))}.a11y-motion .hero-house-image,.a11y-motion .house-bubble{transform:none!important;will-change:auto}@media(max-width:760px){#main-nav{align-items:stretch}#main-nav>.guides-menu{align-self:stretch}#main-nav>.guides-menu>summary{height:auto;min-height:54px;padding:13px 16px}#main-nav>a{min-height:54px}}@media(prefers-reduced-motion:reduce){.hero-house-image,.house-bubble{transform:none!important;will-change:auto}}
.mid-lead{margin:20px 8% 80px;padding:56px;display:grid;grid-template-columns:1fr 1.1fr;gap:50px;align-items:center;background:linear-gradient(120deg,#074ca9,#0874ed);border-radius:28px;box-shadow:0 24px 55px #166dcc20;color:white}.mid-lead-copy>span{font-size:14px;color:#d2e7ff}.mid-lead-copy h2{font-size:38px;font-weight:500;line-height:1.3;margin:20px 0;color:#fff}.mid-lead-copy p{font-size:17px;line-height:1.8;color:#e3efff}.mid-lead form{background:#fff;border-radius:20px;padding:28px;color:#173e6e}.mid-lead-fields{display:grid;grid-template-columns:1fr 1fr;gap:20px}.mid-lead-fields label{display:flex;flex-direction:column;gap:9px;font-size:15px}.mid-lead-fields label:last-child{grid-column:1/-1}.mid-lead input,.mid-lead select{width:100%;min-width:0;border:1px solid #ccdaed;border-radius:10px;background:#f8fbff;padding:13px;font:inherit;min-height:48px;color:#233e61}.mid-lead form>.button{width:100%;justify-content:space-between;margin-top:24px;min-height:52px}.mid-lead-note{font-size:12px;color:#536780;line-height:1.7;margin:15px 0 0}.mid-lead-note a{text-decoration:underline}.a11y-contrast .mid-lead-copy h2,.a11y-contrast .mid-lead-copy p,.a11y-contrast .mid-lead-copy>span{color:#111!important}@media(max-width:1050px){.mid-lead{gap:30px;padding:36px}.mid-lead-copy h2{font-size:31px}}@media(max-width:760px){.mid-lead{margin:15px 5% 50px;padding:30px 20px;grid-template-columns:1fr;gap:25px;border-radius:20px}.mid-lead-copy h2{font-size:30px}.mid-lead-copy p{font-size:16px}.mid-lead form{padding:22px 18px}.mid-lead-fields{grid-template-columns:1fr;gap:17px}.mid-lead-note{font-size:13px}}
/* Long-form guides: extend the existing blue and white design. */
.article-layout article{min-width:0}.article-layout article p{line-height:1.95;max-width:75ch}.article-answer{padding:26px 30px;margin-bottom:32px;border-inline-start:4px solid #0873ec;border-radius:16px;background:#edf5ff}.article-answer>strong{font-size:1rem;color:#0863bc}.article-answer p{margin:10px 0 0!important;color:#18365c!important}.article-hero .article-meta{font-size:.875rem;color:#64758a;margin-top:24px}.article-breadcrumbs{display:flex;flex-wrap:wrap;gap:10px;font-size:.875rem;margin-bottom:22px}.article-toc>strong{flex-basis:100%;font-size:1rem}.article-toc a{padding-block:5px}.article-layout .article-questions>div{padding:22px 0;border-bottom:1px solid #dce6f2}.article-questions h3{font-size:1.2rem;line-height:1.5;margin:0 0 10px;color:#18549a}.article-questions p{margin:0}.article-related{padding:28px;background:#f4f8ff;border-radius:16px}.article-related h2{font-size:1.5rem}.article-related ul{padding-inline-start:22px}.article-related li{margin-block:12px}.article-related a,.article-layout .source a{text-decoration:underline;text-underline-offset:4px;color:#075cb7}.article-table{margin:24px 0 42px;border:1px solid #dce6f2;border-radius:12px;overflow:auto;max-width:100%}.article-table table{width:100%;min-width:520px;border-collapse:collapse}.article-table caption{font-size:.875rem;line-height:1.6;text-align:start;padding:16px;background:#f1f7ff}.article-table th,.article-table td{padding:14px;text-align:start;white-space:nowrap}.article-layout article section{margin-bottom:38px}@media(max-width:760px){.article-answer{padding:22px}.article-layout article p{font-size:1rem}.article-related{padding:22px}.article-toc{gap:8px}.article-hero .article-meta{line-height:1.8}}
/* Responsive horizontal brand lockup. */
header>.brand,footer .brand{display:inline-flex;flex-direction:row;align-items:center;gap:12px;flex-shrink:0;text-align:right;text-decoration:none;padding:0;line-height:1.2}
header .brand img,footer .brand img{display:block;width:72px;height:72px;object-fit:contain;background:transparent;border-radius:0;mix-blend-mode:multiply;flex-shrink:0}
.brand-copy{display:flex;flex-direction:column;gap:5px;border-inline-start:1px solid #d5e3f4;padding-inline-start:12px}
.brand-name{color:#15244e;font-size:20px;font-weight:600;letter-spacing:0;white-space:nowrap}
.brand-description{color:#176bbd;font-size:15px;font-weight:400;letter-spacing:0;white-space:nowrap}
footer .brand img{width:88px;height:88px}footer .brand-name{font-size:23px}footer .brand-description{font-size:17px}
@media(min-width:761px) and (max-width:1200px){header{gap:14px;padding-inline:3%}header .brand img{width:64px;height:64px}header>.brand{gap:8px}header .brand-copy{padding-inline-start:8px}header .brand-name{font-size:17px}header .brand-description{font-size:14px}header #main-nav{gap:10px}header #main-nav>a,header .guides-menu>summary{font-size:14px}header>.header-cta{min-width:100px}}
@media(max-width:760px){header>.brand{align-items:center;gap:10px}header .brand img{width:58px;height:58px}header .brand-copy{gap:3px;padding-inline-start:10px}header .brand-name{font-size:19px}header .brand-description{font-size:14px}header,.has-scrolled header{padding-block:9px}footer .brand img{width:76px;height:76px}footer .brand-name{font-size:21px}footer .brand-description{font-size:15px}}
@media(max-width:360px){header .brand img{width:50px;height:50px}header .brand-name{font-size:17px}header>.brand{gap:7px}header .brand-copy{padding-inline-start:7px}}

/* One recognizable, accessible WhatsApp action on every page. */
.floating-wa{width:60px;height:60px;min-height:60px;padding:0;border-radius:50%;align-items:center;justify-content:center;background:#087b46!important;border:1px solid #ffffff70;transition:transform .2s ease,box-shadow .2s ease}
.floating-wa img{display:block;width:31px;height:31px;object-fit:contain}
.floating-wa:hover{transform:translateY(-3px);box-shadow:0 10px 30px #087b4640}
.floating-wa:focus-visible{outline:3px solid #0067da;outline-offset:4px}
.lead-honeypot{display:none!important}
.lead-thanks{min-height:65vh;max-width:950px;padding-block:120px;text-align:center;margin:auto}
.lead-thanks h1{font-size:clamp(38px,6vw,70px);color:#142957;margin:20px 0}
.lead-thanks p{font-size:19px;line-height:1.9;color:#466080}
.lead-thanks .button{margin-top:25px}
@media(max-width:760px){.floating-wa{width:56px;height:56px;min-height:56px;padding:0}.floating-wa img{width:29px;height:29px}.lead-thanks{padding:80px 24px}}
@media(prefers-reduced-motion:reduce){.floating-wa{transition:none}.floating-wa:hover{transform:none}}
/* Google review styling stays within the attributed review section. */
.google-reviews{padding-block:76px 48px;scroll-margin-top:115px;font-family:Arial,sans-serif;color:#202124}
.reviews-surface{background:#fff;border:1px solid #dadce0;border-radius:20px;padding:32px;min-width:0;box-shadow:0 2px 8px #3c40430a}
.reviews-heading{display:flex;align-items:center;justify-content:space-between;gap:28px;padding-bottom:26px;margin-bottom:26px;border-bottom:1px solid #e8eaed;flex-wrap:wrap}
.reviews-heading h2{display:flex;align-items:center;gap:10px;margin:0;color:#202124;font-family:Arial,sans-serif;font-size:30px;line-height:1.4;font-weight:500;letter-spacing:0}
.reviews-google-logo{display:block;width:118px;height:auto;max-width:40vw;object-fit:contain;flex-shrink:0;transform:none;filter:none}
.reviews-summary{display:flex;gap:14px;align-items:center;padding:0;border:0;background:transparent}
.reviews-summary>strong{font-size:40px;line-height:1;color:#202124;font-weight:400;direction:ltr}
.reviews-summary>div{display:flex;flex-direction:column;gap:4px;font-size:14px;color:#5f6368}
.google-reviews .review-stars{color:#fbbc04;letter-spacing:2px;white-space:nowrap;font-size:21px;line-height:1.4;font-family:Arial,sans-serif}
.reviews-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
.review-card{display:flex;flex-direction:column;align-items:flex-start;background:#fff;border:1px solid #dadce0;border-radius:12px;padding:26px;box-shadow:0 1px 3px #3c404310;min-width:0}
.review-author{display:flex;align-items:center;gap:12px;margin-bottom:16px;min-width:0}
.review-avatar{position:relative;display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:#f1f3f4;color:#5f6368;flex-shrink:0;font-size:19px;overflow:hidden}
.review-avatar img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;border-radius:50%}
.review-author-info{display:flex;flex-direction:column;gap:4px;min-width:0}.review-author-name{font-size:16px;color:#202124;font-weight:600;overflow-wrap:anywhere}.review-date{font-size:13px;color:#70757a}
.review-excerpt{padding:0;margin:14px 0 24px;font-size:16px;color:#3c4043;line-height:1.85;overflow-wrap:anywhere;font-style:normal}
.review-source{font-size:14px;color:#1a73e8;border:0;padding-block:8px;margin-top:auto;min-height:44px;display:inline-flex;align-items:center}
.review-source:hover,.review-author-name:hover{text-decoration:underline}
.reviews-footer{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-top:22px;flex-wrap:wrap}
.reviews-all-link{color:#1a73e8;font-size:14px;font-weight:500;border:1px solid #dadce0;border-radius:24px;padding:10px 20px;min-height:44px;display:inline-flex;align-items:center;justify-content:center;gap:9px;background:#fff;line-height:1.5}
.reviews-all-link:hover{background:#f8faff;border-color:#d2e3fc}
.reviews-attribution{display:inline-flex;align-items:center;padding:10px 10px 5px;flex-shrink:0;white-space:nowrap}
.reviews-attribution img{height:18px;width:auto;display:block;max-width:none;filter:none}
.reviews-status{padding:22px;border:1px solid #e8eaed;border-radius:12px;background:#f8f9fa;color:#5f6368;line-height:1.8;font-size:16px}
.google-reviews [hidden]{display:none!important}
.reviews-order{font-size:13px;color:#70757a;line-height:1.7;margin:16px 0 0}
.google-reviews a:focus-visible{outline:2px solid #1a73e8;outline-offset:4px;border-radius:4px}
@media(max-width:760px){.google-reviews{padding-block:52px 30px}.reviews-surface{padding:22px 18px;border-radius:16px}.reviews-heading{align-items:flex-start;gap:22px;flex-direction:column;padding-bottom:22px;margin-bottom:22px}.reviews-heading h2{font-size:26px}.reviews-google-logo{width:104px}.reviews-summary>strong{font-size:36px}.reviews-grid{grid-template-columns:1fr;gap:16px}.review-card{padding:22px 20px}.review-excerpt{font-size:16px}.reviews-footer{gap:10px}.reviews-all-link{padding-inline:16px}}

/* Readable article navigation and practical preparation lists. */
.article-breadcrumbs{display:flex;flex-wrap:wrap;align-items:center;gap:8px 12px;line-height:1.7;margin-bottom:24px;font-size:13px;color:#596777}.article-breadcrumbs [aria-current]{max-width:100%;overflow-wrap:anywhere}.article-breadcrumbs a:hover,.article-meta a:hover{text-decoration:underline}.article-checklist{padding:28px;border:1px solid #dce8f4;border-radius:20px;background:#f5f9fe}.article-checklist ul{padding-inline-start:22px;margin-bottom:0}.article-checklist li{margin-block:14px;line-height:1.9}.article-next a,.calculator-guide a{text-decoration:underline;text-underline-offset:3px;color:#0669cd}.calculator-guide h3{font-size:22px;margin-top:30px}.site-directory{display:block}.site-directory ul{columns:2;column-gap:50px;padding-inline-start:24px;margin:0}.site-directory li{break-inside:avoid;padding-block:8px;line-height:1.8}.site-directory a:hover{text-decoration:underline}.article-meta{font-size:14px;line-height:1.8}@media(max-width:760px){.article-checklist{padding:20px}.site-directory ul{columns:1}.article-breadcrumbs{font-size:12px}}